OTHER SERVICES
TRADITIONAL: FINANCIAL PLANNING

Financial, Retirement & Estate Planning

What are your future goals and specific plans for your lifestyle, retirement, large purchases, investments, savings, your family, your children's education and charitable activities?

Many clients are focused on their past and next year's taxes, past accounting and current business plans. We all have dreams for the future, but how many of us have concrete financial plans for the future that are realistic and followed with discipline?

As your tax preparer and accountant, we have ongoing access to your financial performance and profile. We have the necessary input to use for preparing financial plans.

We have the latest financial, retirement and estate planning software programs and other resources to prepare solid plans for you at low cost.

Unlike many financial planners, we are not commission based but fee based. We have an advantage over fee based financial planners in that you already have given us the information we need at tax time and therefore our fees for generating good plans are much less. Most good financial planning involves tax benefits and extensive calculations. The former is best done by a CPA and the later is now available by new computer software. Why pay extra for someone who is not as versed in taxation.

We help you set up the best retirement plan for you and your employees (IRA, Roth IRAs, SEP IRAs, rollover IRAs, keoghs, defined benefit plans, contribution plans and more). We structure your business to take advantage of the best choice of plans for you. Did you know that LLC income is subject to self-employment taxation and you may make retirement plan contributions on it. The opposite is the case for an S-Corp. We can show you how to use an S-Corp to cut down on self-employment taxes and still have a retirement plan for maximum advantage. If you are older and over the estate tax limit, we can help you do estate tax planning without paying for insurance plans and expensive structures.

Key Benefits

Make your future dreams a reality with a concrete plan for the future.

Retire on time and work afterwards only if you want to.

Feel financial security in planning for your children's education, your retirement and your families needs.

Pass on your estate to your spouse and children without the IRS and state taking a material amount of taxes.

Capabilities

We have worked on several estate tax returns and have seen the problems of not doing estate tax planning in advance. We have many retired taxpayers and understand their needs and after thoughts. We have helped many clients plan for their children's education. We have set-up retirement plans for most of our clients.