Re: 401k- can actively trade upto 25% of assets

Thanks for the info. Bob. You stated "Our current research shows that SEP IRAs and Mini 401 plans set up on the individual-level (with no employees) are not covered by ERISA;"

Does this mean that if I were to setup an entity such as a single-person LLC, with no employees other than myself in order to claim earned income, than a Mini 401(k) or SEP IRA would not be covered by ERISA?

Here is a link to more Mini 401(k) providers:
http://www.401khelpcenter.com/solok_vendors.html

I haven't checked every site on the list, but so far the one with the cheapest commissions are from TDWaterhouse. If other posters find a cheaper site, please post a response. Thanks!

gtran